Family-owned. Licensed. Here for the long term.
CoverCare Insurance Inc. was founded by Jonathan and Yudy Lozano on a simple idea: clients deserve an agent who explains things clearly and sticks around after the sale.
Insurance is about people, not paperwork.
At CoverCare Insurance Inc., we believe insurance is more than just paperwork — it's about protecting lives, families, and futures.
We are a team of licensed insurance agents dedicated to helping individuals and families better understand their health coverage options. We know that navigating health insurance can feel complex, and our role is to provide clear information and guidance so you can make informed decisions based on your personal and financial needs.
Whether you are enrolling for the first time, reviewing your current coverage, or exploring changes due to life events, we are here to help explain your options and support you throughout the process — with clarity, respect, and year-round availability.
Personalized guidance, not a call-center script.
Personalized guidance
We take the time to understand your unique needs and match you with plans that fit your lifestyle and budget.
Wide range of options
Access to top carriers nationwide, offering Medicare, health, life, dental, vision, and supplemental insurance.
Expertise you can count on
Licensed agents with over a decade of experience navigating the insurance industry.
Ongoing support
From enrollment to claims, we're here every step of the way to make sure you feel confident and supported.
Client-first approach
Your peace of mind is our top priority. We focus on long-term relationships, not just transactions.
Bilingual by design
English and Spanish support for every client — clarity in whichever language feels most comfortable.
Five principles that shape every conversation.
- Integrity
- We believe in doing what's right for our clients, always.
- Clarity
- Insurance should be simple to understand.
- Compassion
- Behind every policy is a person or family who matters.
- Excellence
- From our carriers to our customer service, we hold ourselves to the highest standard.
- Partnership
- We see our clients as partners, walking with them through every stage of life.
Licensed, local, and easy to reach.
Jonathan Lozano
CEO · Licensed Insurance AgentLicensed insurance agent since 2014, Jonathan co-owns CoverCare Insurance Inc. with his wife Yudy. He specializes in guiding South Florida families through Medicare, ACA, and life insurance decisions with patience and plain-English explanations.
Read Jonathan's story →
Yudy Lozano
COO · Licensed Insurance AgentYudy is a licensed insurance agent specializing in health and Medicare coverage. She brings knowledge, empathy, and integrity to every client interaction, and co-founded CoverCare Insurance Inc. alongside her husband Jonathan.
Camila Rengifo
Assistant Customer ServiceFluent in Spanish and proficient in English, Camila helps clients navigate Medicare, Marketplace plans, and health insurance questions with clarity and compassion.
Read Camila's story →In our clients' own words
Very satisfied with the service. I felt comfortable with their visit — it was done in person and not virtually, which works best for me. Jonathan and Yudy are amazing and very charismatic people.Verified Google Reviewvia Google Business Profile
Jonathan is one of the most compassionate, patient, educated, knowledgeable insurance agent I've ever worked with. He has spent so much time effort and hard work explaining, researching and making sure that I and my family have the best policies for our needs.Karen OndrejackVerified Google Review
Jonathan was just GREAT. He explained everything very well. Very personable, courteous, and honest in every aspect. 5 stars for Jonathan!Verified Google Reviewvia Google Business Profile
for You Best company for all of you insurance needs! Both Yudy and Jonathan are very personable and always have their clients’ best interests in mind. They are both very knowledgeable about the market and readily available every time they’re needed! Highly recommended!.Luisa M MoralesVerified Google Review
my experience with various insurance agents, this is definitely the best option in South Florida. Mr. Lozano and his wife are always attentive to resolve any concerns that one may have, quickly and efficiently. Definitely highly recommended!Noel LamaVerified Google Review
Jonathan has been such a huge help for me and my parents. He’s always willing to talk, is always checking in, and always offering the best plans for us when it’s time for renewal.Jaisil JacobVerified Google Review
a Warm and Caring Approach Jonathan is excellent at navigating the health insurance options when helping you find what works best for you. He’s informed and professional but presents a warm and caring demor. I consider him a friend and highly recommend his services.Carolyn PhillipsVerified Google Review
Jonathan & Yudy Lozano are excellent, professional and very friendly agents that offer solutions according to your needs. Helping me every step of the way it was such a smooth process, definitely will be referring my friends to you.”Jeniffer OrtizVerified Google Review
All testimonials and Reviews in this website correspond to verified clients enrolled in a plan with CoverCare Insurance Inc.
Proudly serving South Florida — and 13 other states.
CoverCare Insurance is headquartered in Fort Lauderdale and serves families across Wellington, West Palm Beach, Delray Beach, Boca Raton, Parkland, Coral Springs, Boynton Beach, Royal Palm Beach and other South Florida communities. Our licensed agents also help clients in 13 additional states: